Solve your Debt Problems. Easy Loans, Easy Life!

Loan debt can be a headache for many in Hong Kong, but it doesn’t have to be. Hansui Capital offers the perfect solution! With our flexible programs, low interest rates, and simple application process, we’ll help you clear your credit card debts and ease the burden of repayment.

Why Choose Us?

1 No-Show Loan: Our loan application process is entirely online, eliminating the need for in-person visits to the bank. Simply visit our website and fill out the application form, saving you valuable time and effort.

2 No TU/Credit Checks: We do not perform credit checks or review your credit history during the loan application process, ensuring that your credit score remains unaffected.

3 No Handling Fees: There are no handling fees charged throughout the loan application process, allowing you to obtain a loan at a lower overall cost.

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3 Easy Steps, Loan in Seconds

Smart ATMs in Hong Kong, cash on demand

1

5-minute Application Process

Prepare your identity card, income proof, address proof and repayment bank account information, you can easily start your loan application online!

2

Fast AI Approval within 15 Minutes

AI Fast Approval, plan your loan package immediately, easily confirm and sign your contract online!

3

Cash in Hand within 24 Hours

Self-service cash withdrawals, cash available at any time from smart ATMs and convenient branch locations throughout Hong Kong!

Interest Rate Advantage of Hansui Capital Loan

How do we offer the lowest interest rates in Hong Kong?

Advanced Technology and Big Data Analytics

We leverage state-of-the-art technology and big data analytics to enhance processing efficiencies and achieve cost savings. These benefits are passed on to our customers in the form of lower interest rates, providing you with more affordable borrowing options.

Risk Management Strategy

Our risk management strategy is unique in that it utilizes big data and machine learning techniques to conduct a detailed risk assessment of each loan application. This not only ensures that the loan risk is kept within acceptable limits but also allows for a more accurate assessment of interest rates, which in turn allows us to offer lower interest rates to our customers.

Low-cost Business Model

Our focus on online business eliminates the need for expensive physical branches in Hong Kong and the need to pay large amounts of rent. The cost savings we make allow us to offer lower interest rates, which in turn leads to greater customer satisfaction.

The above services are subject to terms and conditions, and everything is subject to final approval.

Express loan application process

1

Online Application

Complete the application form on our website.

2


Document Submission & Application Review

Upload the required application documents, such as proof of identity, income and address. Our customer service will contact you to confirm your information and provide further guidance.

3

Loan Disbursement

Once your application is approved, you will be
eligible for a loan.

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Maximum Borrowing

HK$2,000,000
(or 21 times your monthly salary, whichever is lower)

Effective Annual Percentage Rate (APR)

As low as 3.36 percent

Flexible Repayment

From 1 to 7 years A wide range of repayment options are available: Bank Transfer, Cheque, Cash