Online Non-TU Express Loan
We understand that everyone faces financial difficulties at times. As a loan company, we focus on being simple, fast, convenient, and easily approved. Our goal is to provide high-quality loan services to the people of Hong Kong. We offer a range of loans, including low-interest loans without credit checks and mortgage loans, to meet different customer needs for borrowing and reducing interest payments.
Online Non-TU
Express Loan
Within 24hrs From Apply to Approved
Credit KO provides fast no-credit-check loans. Fast Approval. Get funds quickly & Same-day transfers! Solve your cash flow issues now!

From apply to approve within 24hrs


Credit KO provides fast no-credit-check loans. Fast approval rates. Get funds quickly & Same-day transfers! Solve your cash flow issues now!
EVERYTIME , EVERYWHERE
No More Shy
Easy take your credit line
Loan Services
Fast Cash with Low-interest. Same-day approval and funding.
No Credit (TU) rating required. Flexible repayment terms based on personal financial situation.

Mortgage

Personal Loan

Student Loan

Civil Servants & Profesional Loan

Debt-Consolidation

"No Show" Personal Loan
Applying is so that easy!
Applying
is so that easy!
Get your Non-TU loan in just 3 simple steps
Cash transfers via FPS, making it simple and convenient!

Online Personal Loan
Simple and efficient process for applying for an online personal loan with Credit KO, meeting your diverse financial needs.

Apply in just 5 mins
Get ready with your ID, income、address proof and bank account details.
Start your no-show, no-TU loan application journey online!

15 mins AI instant approval!
AI lightning-fast approval and instant customized Non-TU loan plans.
Confirm your loan with online signing!

Cash in hand within 24 hours!
Just Tap & Grab your cash with FPS transfer
Apply in 5mins
Loan process completed 24x7 online
Approval in 15mins
Get notified via SMS or call about your approved Non-TU loan instantly!
24/7 Cash in Hand
Cash will be ready and transfer by FPS , just that easy!
Applying is so that easy!


Apply in just 5 mins
Get ready with your ID, income、address proof and bank account details.
Start your no-show, no-TU loan application journey online!

15 mins AI instant approval!
AI lightning-fast approval and instant customized Non-TU loan plans.
Confirm your loan with online signing!

Cash in hand within 24 hours!
Just Tap & Grab your cash with FPS transfer
Apply in 5mins
Loan process completed 24x7 online
Approval in 15mins
Get notified via SMS or call about your approved Non-TU loan instantly!
24/7 Cash in Hand
Cash will be ready and transfer by FPS , just that easy!
Whenever you need it
We've got you covered!

Maximum
HKD2,000,000
(Up to 21x of your monthly salary, based on the lower amount
)

Annual rate
APR as low as 3.36%

Cash Express
Qucik cash within 24 hours
Whenever you need it
We've got you covered!


Loan Calculator
- 貸款金額應在$5,000-$400,000之間。
- 每月還款額乃假設以實際年利率4.4% - 48%計算,
此還款額及還款期數僅供參考。 - 此貸款計算機以「定息定額」方式計算。
- Credit Ko Company Limited擁有絕對貸款審批之最終決定權。
- 貸款金額應在$5,000-$400,000之間。
- 每月還款額乃假設以實際年利率4.4% - 48%計算,
此還款額及還款期數僅供參考。 - 此貸款計算機以「定息定額」方式計算。
- Credit Ko Company Limited擁有絕對貸款審批之最終決定權。

Loan Calculator
- 貸款金額應在$5,000-$400,000之間。
- 每月還款額乃假設以實際年利率4.4% - 48%計算,
此還款額及還款期數僅供參考。 - 此貸款計算機以「定息定額」方式計算。
- Credit Ko Company Limited擁有絕對貸款審批之最終決定權。

About us
At Credit KO, we break the mold of traditional loan companies, committed to providing innovative and high-quality loan services to the people of Hong Kong. We help you tackle financial difficulties and meet your diverse needs. We offer various types of online loans to every customer, without the need for a credit (TU) rating. With same-day fast approval and funding, we tailor flexible repayment terms based on your personal financial situation, allowing you to manage your finances with ease. Click here to learn more about Credit KO and experience hassle-free approval for a worry-free borrowing experience!